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Posts Tagged ‘insurance policy’

Either because it is mandatory or out of the realization that a disaster, natural or manmade, can put the soundest enterprise out of business, almost all big companies have a Business Continuity Plan (BCP) for proper Disaster Risk Management (DRM). Is it the same for SMEs? I am afraid it is not the case.

I have written before about how individuals should take control of their own safety. This post is an extension of the need for SMEs to be an active part of a disaster resilient society.

So far, I haven’t been able to identify too many actions directed at helping SMEs implement actions enabling them to be prepared for a disaster. As a matter of fact, according to a paper by Juan Pablo Sarmiento et al of the University of Florida (USA), only 14,1% of business with fewer than 100 employees had a BCP in place (2013). The recent flooding in south-east Spain, one of the vegetable gardens of Europe, has shown that only 37% of the 50,000 damaged hectares have something as simple as an insurance policy, let alone a BCP.

Are we going to do anything about it? If we look at the last issue of the H2020 WP in Security, this is something that has not even been contemplated, except for cybersecurity risks. Do we assume that SMEs are not an important part of society? This is not the case. According to Eurostat, SMEs provide 66,3% of the employment in EU28, approximately 137 million people. Imagine if we could get 137 million people involved in a resilient society? Imagine if we could get 99,8% of the total number of enterprises involved in a resilient society?

Maybe it is worth a try.

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